Does Insurance Cover CPAP Machines?
admin A CPAP machine is a common treatment for those who suffer from sleep apnea as it helps facilitate positive airway pressure therapy. This helps keep the windpipe open during sleep…
What Is an All-Risk Insurance Policy, and Do You Need One?
An all-risk insurance contract or “open perils policy” covers and protects you from all risks or perils that could damage your home or contents and personal property. Any exception must…
What Is Prepaid Insurance?
Prepaid insurance requires you to pay your premium before receiving the financial benefits of the policy. Insurers commonly offer prepayment for many types of insurance, including auto and homeowners insurance.…
Is There a Good Student Discount for Car Insurance?
It’s no secret that new drivers pay more for car insurance. Their lack of experience behind the wheel means insurance companies consider them a higher risk. However, there are ways…
What Is Accident Insurance?
Accident insurance pays benefits if you sustain injuries or die in an accident. This type of insurance does not typically cover health care costs associated with an illness, and does…
What to Know About Life Insurance When You Are Over 50
Unlike most types of insurance (which you buy in order to provide for you in the case of financial hardship) you probably buy life insurance to provide for someone else…
What Is Bank-Owned Life Insurance (BOLI)?
Bank-owned life insurance (BOLI) is an insurance policy many banks purchase for a group of employees, generally top executives and directors. The bank is the owner and beneficiary. It’s used…
Does Insurance Cover Natural Disasters?
Weather Event Standard Home Insurance Policy Inclusion Earthquake No Flood No Hail Forks Hurricane Depends on location ice storm Forks lightning strike Forks wildfire Depends on location Windstorm Depends on…
What Is Divorce Insurance Coverage?
According to the American Psychological Association (APA), more than 50% of marriages in the US will end in divorce. Not only is divorce taxing on the people involved, but it…
What Is an Insurance Broker?
Key Takeaways Insurance brokers serve as liaisons between consumers and insurance companies. Brokers represent their clients, not insurers. Insurance brokers earn commissions or fees from carriers. State insurance codes require…